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Know your HIV status and take control of your life.
HIV can be a manageable disease and not a death sentence. Know your status and ensure your, as well as others, survival and peace of mind.
Know your status
Once people recognise that being diagnosed HIV-positive is no longer a death sentence it makes it worthwhile to know their status, says Ross Beerman, MD of AllLife.
“There’s no incentive to finding out you’re HIV positive if you think there’s nothing you can do about it. But if you’re on a path that shows you that it is a chronic manageable disease, that’s a totally different reason to get tested. And if you do the right things you can live a very long time.”
When people have a terminal illness and think they’re going to soon they tend to withdraw from their community and their support group and try to be as low impact as possible, he says. “They also tend to withdraw from the economy and not invest in any long-term projects while they wait to die. “However, once they understand that they are not terminal but have a chronic manageable disease it changes their entire behaviour and allows them to participate in things that the rest of the population takes for granted.
“When I’m sitting with dinner guests and they ask me about what we do they are always surprised when I say: if you were a 35-year old man and contracted HIV today you could expect to live for ar other 35 years.”
In an effort to turn the tide in the war against AIDS, President Jacob Zuma launched an ambitious HIV counselling and testing (HCT) campaign early last year that aimed to test 15-million people between May 2010 and June 2011. Recent reports indicate that the campaign was largely successful, with 14,7-million being tested in just over a year.
Rodney Cowlin, MD of Aid for AIDS, says the key to the successful management of HIV/AIDS lies in the relationship between treatment support counsellors and the patient. “If the relationship is trusting and the patient is able to relate to the counselling experience and then understand the importance of treatment adherence, that’s half the battle won.”
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He says it is important for people living with HIV to realise that they may need to change from first-line therapy to second-line therapy, eventually leading to salvage therapy. “There are now sophisticated methods of analysing which regimen of drugs will re-engage the virus aggressively. The costs of these tests used to be prohibitive, but negotiations with disease management organisations have made them far more affordable. “While we have patients who have been on treatment for years who have not reached the stage of requiring salvage therapy, those patients who do need it can now access these tests and the sophisticated treatment needed to keep them on track in combating the disease.”
Cowlin says the fact that modern treatment methodologies with new and highly effective drugs have turned HIV into another chronic disease does not suggest awareness and prevention messages should be downscaled. “On the contrary, the messages to South Africans must get smarter and need to be presented differently in order to reach the desired target market.”
There is a lot that business can do to help in getting this message across, says Beerman. “They can highlight the fact that they are investing in people, regardless of their HIV status. They need to acknowledge that their people — whether or not they’re HIV positive — are going to be productive members of their business for decades to come.”
He says that conveying the right message also makes good business sense. “In the case of our business, to be profitable we need our clients to live a long time. Changing their health and behaviour changes their risk and their life expectancy, which feeds nicely into a life insurance model.”
We all have questions.
Below are some of the answers to the most common questions that you need to know.
What is usually the first sign of HIV?
After getting infected with HIV, most patients only experience moderate flu-like symptoms. Typically, the illness is sudden in onset and is characterised by fever, swelling of the lymph glands, a measles-like rash all over the body and ulcers in the mouth and sometimes on the genitalia.
What are the 4 stages of HIV?
- Stage 1: Infection – Exposure to infected bodily fluids.
- Stage 2: Asymptomatic – HIV quickly spreads and the patient becomes seropositive for HIV antibodies.
- Stage 3: Symptomatic – The immune system is now engaged in a constant battle with the rapidly replicating virus.
- Stage 4: AIDS – At this stage, the patient’s CD4+ count is 200 cells per mm3 or less.
How soon can HIV be detected by a blood test?
No test can detect HIV immediately after infection. The time between initial infection and a detectable viral load is called the window period. It can take anywhere from 2-12 weeks to after exposure detect whether you are HIV-positive or not, depending on which testing method is used.
How long does it take to show symptoms of HIV?
Following initial infection, there is a period of intense, unchecked viral replication that occurs. It usually takes two to four weeks after infection and can last about one to two weeks, after which there tends to be a slight recovery, and the infected individual is considered to be seropositive for HIV antibodies.
How is HIV transmitted?
HIV is transmitted from one person to another through the exchange of body fluids. The main method of transmission in South Africa is through unprotected sexual activity.
Does HIV test affect life insurance?
Being HIV-positive can affect standard life insurance policies, particularly if your status changes from HIV-negative to HIV-positive within a particular age range. That’s why AllLife covers all lives. Your HIV status doesn’t prevent you from getting cover with us.
Can HIV-positive women have children?
Yes, HIV-positive women can enjoy healthy pregnancies and give birth to healthy HIV-negative babies. Through the Prevention of Mother to Child Transmission (PMTCT) programme has been highly effective in reducing transmission risk to under 1%.
Up to R10 million Life Cover for people living with HIV.
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What will I be covered for?
In a few simple steps, you could be covered for comprehensive Life Cover and HIV Disability Cover (optional). We believe in providing you with Life Insurance to suit your needs so we will find a solution for you.
You get more than a life policy, you get a team to help you stay healthy.
What happens after I‘m covered?
After you’re covered you can enjoy the benefit of our Health Control Programme where we remind and assist you when it comes to regular tests and checkups, ensuring that you live a healthy and happy life.
Remember, life cover gets more expensive as you get older, so your premium will never be lower than it is today.