Who can apply?
You may qualify for diabetes life insurance if you:
- Are living with diabetes and have financial dependents
- Want up to R10 million life cover
- If you have previously been declined for life insurance due to your diagnosis
- Want access to funds in the event of terminal illness
- Need a cash payout to help cover funeral costs
You also get these services as arranged by AllLife:
- Private ambulance services
- A 24/7 medical advice helpline
- Reminders when your health checks are due
What does diabetes life insurance cover?
You take care of your health, and we will do the rest. Your nominated beneficiaries can claim on your diabetes life insurance policy when you pass away, and they can choose how to spend it. Here are a few examples of how it could ease financial strain on your loved ones.
- Funeral costs
- Maintaining monthly living expenses
- Clearing outstanding debt
- Education fees
- Monthly income replacement
- Starting a small business
Living with diabetes shouldn’t stand in the way of protecting your family’s financial future. With diabetes life cover from AllLife, you could qualify for up to R10 million life cover, despite your diabetes diagnosis. It’s reassuring to know that your family will be taken care of when you pass away.
At AllLife we do things differently; that’s why we arranged services you and your family can use now, such as emergency medical services. In addition, you get a support team committed to helping you manage your diabetes, who will send you reminders when your health checks are due.
Life insurance for diabetics that does more
With AllLife, life cover is accessible to everyone, because we believe you have the right to be insured - even if you are living with diabetes. Our diabetes life insurance not only protects your loved ones when you pass away, it also gives you and your family benefits while you are living.
Why should life cover for diabetics only have benefits when you pass away? Get real value while you are enjoying life.
In addition to your policy benefits described above, AllLife also arranged:
Key benefits of diabetes life insurance
- Immediate Cover: No waiting period - life cover starts from your first payment.
Lifetime Coverage: Stay protected for life, provided premiums are up to date.
Financial Security: A lump sum payout to your beneficiaries in the event of death.
Policy Flexibility: Miss up to five consecutive premium payments while staying covered.
- Optional Disability Cover: Payout for occupational disability or work-related impairments.
- Seamless Claims Process: Hassle-free payouts directly to a SA bank account.
Life Insurance for Diabetics: Comprehensive policies designed to accommodate your health needs.
- Diabetes Life Insurance: Accessible coverage designed with empathy, ensuring financial peace of mind for you and your family.
- Life Insurance for Diabetics: Life cover policy options regardless of your diabetes type and health check-up reminders.
What happens after I’m covered?
Your journey with AllLife begins, giving you peace of mind through the support your diabetes life insurance policy provides. You have cover if you become terminally ill, and your loved ones get immediate cash to help cover funeral costs and a lump sum payout that will provide financial protection when you are no longer there.
AllLife has also arranged access to private emergency ambulance services and a 24/7 medical and trauma helpline that becomes available when the first premium is paid.
Our Health Programme will send you reminders so you can stay on top of your health.
Our life insurance products provide comprehensive cover, offering financial protection in the event of death, whether due to an accident or health-related causes.
Resources
Here are articles designed to help you understand your diagnosis and live a healthy life.
Just diagnosed
Articles designed to provide you with all the essential information and support you need.
Living with Diabetes
Articles designed to help you live a healthy life. Read our articles below on living with Diabetes.
Diabetes Facts
Understand Diabetes better
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Terms and conditions apply
Everything you need to know about Diabetes life insurance
Life Insurance should not be hard to understand. We help, by breaking down all the details. AllLife have compiled a document explaining the terms and conditions for our Diabetes Life Insurance product. Download the PDF to ensure that you know what you’re covered for and that you have all the required information.




