Get up to R10 million Diabetes Life Insurance.
Premiums start from less than *R5 per day, and your insurance lasts for the rest of your life, with no waiting period.
Your insurance starts from the first stay you pay your premium and, for little extra, you can choose to receive up to 75% of your premiums back if you’re disabled or unable to work. It’s cash when you need it most.
*Risk Profile Dependent, Premiums increase by 6% every year and can be reviewed given 30 days notice.
What will I be covered for?
With just one phone call, you could have comprehensive Diabetic Life Insurance and Diabetic Disability Cover (optional). A simple underwriting process is completed once you’ve signed up, usually consisting of common blood tests, to determine if full cover can be continued.
You get more than just a life policy. You get a team that helps you stay healthy.
What happens after I’m covered?
Once you’re all signed up and covered, you can enjoy the benefit of our Health Programme. Our Health Monitoring Programme helps you, by reminding you of important tests and check-ups, helping you live a healthy, happy life.
Our life products provide cover in the event of the death of the life insured, whether this was due to an accident or a health-related issue.
We all have questions.
Below are some of the answers to the most common questions that you need to know.
Which is worse – Type 1 or Type 2 Diabetes?
“Worse” is a harsh comparison. The difference between these two types of Diabetes is that Type 1 requires insulin, and it never goes away. Type 2 requires consistent effort and can be managed over your lifetime.
What is the normal HbA1C level?
It is generally accepted that you should maintain HbA1C below 8%. The following guidelines are suggested by the South African Diabetes Association:
- 4 – 6% Non-Diabetic range.
- < 7% Well-controlled Diabetic 7% – 8% Acceptable Diabetic control > 8%
- Poor Diabetic control needs attention.
What is the main cause of Diabetes?
Diabetes (Type 1) is usually a predisposed or genetically inherited condition. Diabetes (Type 2) is caused by lifestyle choices. Gestational Diabetes occurs in pregnant mothers.
What are the first signs of Diabetes?
- Excessive thirst over a prolonged period.
- Increased frequency in the need to urinate.
- Significant weight loss or gain.
- You find yourself fatigued, tired, and irritable, on a regular basis.
- Open or ruptured wounds take a long time to heal.
- Blurred vision.
- Tingling sensations in your hands and feet.
Can you get life insurance if you have Diabetes?
Yes. AllLife can help you get up to R10million life insurance, when you are a Type 1 or Type 2 Diabetic.
Can I test myself for Diabetes?
Although you can easily test your own blood glucose levels at any time, only your doctor, nurse, or clinic team can confirm your diagnosis as Diabetic. A series of specific tests are required for diagnosis.
Get the facts about diabetes.
A guide to understanding diabetes.