Up to R10 million life insurance for people living with HIV.

Premiums start from less than *R5 per day, and your insurance lasts for the rest of your life, with no waiting period.

Your insurance starts from the first day you pay your premium. Remember, life insurance becomes more expensive as you get older, so your premium will never be as low as it is today.

*Risk Profile Dependent, Premiums increase by 6% every year and can be reviewed given 30 days notice.
Let's talk about your Family

A world first, HIV life insurance

Instant cover with one phone call for HIV+ people.

In 2005, AllLife was the first company in the world to offer whole life insurance to HIV-positive individuals.

What will I be covered for?

In just a few simple steps, you could have comprehensive HIV Life Insurance and HIV Disability Cover (optional). We believe in offering you the right kind of Life Insurance to suit your needs. We will find a tailor-made solution that suits your life.

You get more than just a life policy. You get a team that helps you stay healthy.

Do any of the below apply to you?

  • Will there be income for your family if you pass away?
  • Who will provide funding for your children’s future?
  • Do you need to provide for your parents?
  • Do you have any existing debt?
  • If you pass away, who will pay for the funeral arrangements?

Life insurance is the most unselfish thing you can do. After all, it’s not for you but for those you love.

What happens after I’m covered?

Once you’re all signed up and covered, you can enjoy the benefit of our Health Monitoring Programme. This programme helps you, by reminding you of important tests and check-ups, helping you to live a healthy, happy life.

Our life products provide cover in the event of the death of the life insured, whether this was due to an accident or a health-related issue. There is no waiting period – which means that AllLife clients are covered from the moment the first premium is paid.

Our clients use AllLife products to qualify for home and business loans, to provide for people who depend on them financially, and to give their families peace of mind and financial security in the event of their death.

We all have questions

Click the button below to learn the answers to the most common questions asked about HIV

We help our clients live their best lives

Providing for others when they are gone.

Attie, took out HIV life insurance for his nephew after he was diagnosed HIV+, for R246 per month.

After his nephew’s passing, Attie was paid out R200 000 in terms of the policy.

Get the facts about HIV

A guide to understanding HIV.