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Get up to R10 million Diabetes Life Cover

Life cover gets more expensive as you get older, so your premium will never be lower than it is today. Fill in your details to get your obligation free quote today.

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Health Control Programme.

We offer you life and disability cover and have devised a healthy lifestyle programme for diabetics.

Health Control Programme.

AllLife cares about your health and wellbeing

Not only do we offer you life and disability cover, but have also devised a Health Control Programme for diabetics. A key requirement for the Optimum Life and Disability policy is to commit and comply with AllLife’s Optimum Life Diabetic Control and Control Monitoring Policy.

AllLife’s definition of diabetic control is included with our Optimum Life policy documents and/or application form. Upon accepting this definition, and committing to regular (annual) monitoring in which AllLife will monitor results on your behalf, AllLife will link annual escalations to your control performance with rewards of up to minus (-) 4.5% on annual escalations with positive health control and a maximum of 7.5% escalation on poor health control results.

Further information to assist you with diabetic control can be found in the section – “About Diabetes.”

Understand more about Diabetes and how to live a happy, healthy life as a Diabetic.

Leave your details below to get more lifestyle tips, updates on medical research, and other resources to help you and your family live a healthy happy life in the presence of Diabetes.

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We all have questions.

Below are some of the answers to the most common questions that you need to know.

Which is worse – Type 1 or Type 2 Diabetes?

“Worse” is a harsh comparison. The difference between these two types of Diabetes is that Type 1 requires insulin, and it never goes away. Type 2 requires consistent effort and can be managed over your lifetime.

What is the normal HbA1C level?

It is generally accepted that you should maintain HbA1C below 8%. The following guidelines are suggested by the South African Diabetes Association:

  • 4 – 6% Non-diabetic range. 
  • < 7% Well-controlled diabetic 7% – 8% Acceptable diabetic control > 8% 
  • Poor diabetic control needs attention.
What is the main cause of Diabetes?

Diabetes (Type 1) is usually a predisposed or genetically inherited condition. Diabetes (Type 2) is caused by lifestyle choices. Gestational Diabetes can be caused by either genetics or lifestyle choices.

What are the first signs of diabetes?
  • Excessive thirst over a prolonged period.
  • Increased frequency in the need to urinate.
  • Significant weight loss or gain.
  • You find yourself fatigued, tired, and irritable, on a regular basis.
  • Open or ruptured wounds take a long time to heal.
  • Blurred vision.
  • Tingling sensations in your hands and feet.
Can you get life insurance if you have Diabetes?

Yes. AllLife can help you get up to R10million life insurance, as either a Type 1 or Type 2 Diabetic.

Can I test myself for Diabetes?

Although you can easily test your own blood glucose levels at any time, only your doctor, nurse, or clinic team can confirm a Diabetes diagnosis. This is because a series of specific tests are required for diagnosis.

Up to R10 million Life Cover for people living with Diabetes.

Simply fill in your details below and we'll call you back.

What will I be covered for?

With just one phone call, you could be offered comprehensive Diabetic Life Cover and Diabetic Disability Cover (optional). A simple underwriting process is completed once you’ve signed up, usually consisting of common blood tests, to determine if full cover can be continued.

What happens after I‘m covered?

After you’re covered you can enjoy the benefit of our Health Control Programme where we remind and assist you when it comes to regular tests and checkups, ensuring that you live a healthy and happy life.

Remember, life cover gets more expensive as you get older, so your premium will never be lower than it is today.

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*Risk Profile Dependent, Premiums increase by 6% every year and can be reviewed given 30 days' notice.