Life Insurance for People with Heart Disease

Many people with heart disease worry about their family’s financial future after a heart condition diagnosis. Concerns about medical expenses, long-term health, and whether they still qualify for life insurance can add unnecessary stress. At AllLife, we offer the Chronic Life Plan, which provides life cover for people living with a heart disease. You may have been declined life insurance before because of your condition, but that doesn't mean you cannot get life insurance. Get the financial protection you and your family deserve, regardless of living with heart disease.

You can get life insurance if you have heart disease.

With the Chronic Life Plan you get:

  • Get up to R3 million life cover

  • No medical tests

  • Paperless application
  • Immediate cover when your first premium is paid. 
We know that living with a heart disease can be challenging. So, our application process is simple and quick. Just leave your details and you will receive a phone call from us.
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Get Your FREE Quote

Complete the form and we will phone you.

Terms and conditions apply

Life Insurance for People with Heart Disease

Many people with heart disease worry about their family’s financial future after a heart condition diagnosis. Concerns about medical expenses, long-term health, and whether they still qualify for life insurance can add unnecessary stress. At AllLife, we offer the Chronic Life Plan, which provides life cover for people living with a heart disease. You may have been declined life insurance before because of your condition, but that doesn't mean you cannot get life insurance. Get the financial protection you and your family deserve, regardless of living with heart disease.

Get Your FREE Quote

Complete the form and we will phone you.

Terms and conditions apply

You can get life insurance if you have heart disease.

With the Chronic Life Plan you get:

  • Get up to R3 million life cover

  • No medical tests

  • Fill in your details, and we will call you

  • Get cover fast

We know that living with a heart disease can be challenging. So, our application process is simple and quick. Just leave your details and you will receive a phone call from us.
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What Does Chronic Illness Life Insurance Cover?

With one call, you can secure life insurance specifically tailored for people living with chronic illnesses. Our simplified underwriting process, including common medical checks, ensures that you get the protection you need with minimal hassle.

This policy offers more than financial security—it’s a support system to help you live well. If the insured passes away during the term, the policy pays out. We’ll also support your health management with reminders for regular check-ups and monitoring. If your condition changes, our team can help you adjust your care plan to keep coverage in place.

Choose AllLife for compassionate, reliable life insurance that understands the unique needs of people living with chronic illnesses.

Key Benefits of Chronic Illness Life Insurance

AllLife offers accessible, affordable life insurance for those living with Chronic Illnesses, providing financial security, proactive health support, and lifetime protection.

Affordable Premiums

Life insurance coverage starts at less than R5 per day.

Lifetime Coverage

No waiting period—coverage begins immediately on the first payment.

Disability and Inability to Work Benefit

Receive up to 75% of your premiums back if you become unable to work due to complications from your condition.

High Coverage Limit

Secure up to R10 million in life insurance to protect yourself and your loved ones.

Simple Underwriting Process

Common medical checks and assessments make it easy to qualify for coverage.

Health Monitoring Programme

Stay on top of your health with reminders for important check-ups and tools to help you manage your well-being.