Our Life Insurance Policy Solutions

AllLife offers whole, pure-risk life and disability insurance products. Pure-risk means that our products do not include a savings element, and do not offer a surrender value at the end of the term or if the policy is terminated.

AllLife provides access to life insurance policies for everyone.

Life is unpredictable, but your family’s financial security doesn’t have to be. At AllLife, we believe that everyone deserves access to a life insurance policy - regardless of their health status. Whether you’re healthy or living with a chronic condition, we offer life insurance designed to protect the people who matter most.

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Life Insurance

Healthy? Protect your family with a life insurance policy.

Our life insurance policies with living benefits are designed for anyone in good health who wants to provide for their loved ones when they are no longer there.

What you get:

Up to R10 million life insurance
Claim up to 50% of your life cover if your are diagnosed with a terminal illness
Immediate payout of up to 10% for funeral costs
Affordable premiums
Flexible cover options
No paper applications
Complete peace of mind

You also get these services arranged by AllLife:

Private ambulance services
24/7 medical helpline

This is an ideal solution if you have no pre-existing medical conditions and want a comprehensive and affordable life insurance policy.

Get a life insurance policy quote

Diabetes Life Insurance

Living with diabetes? You can get life cover!

Living with diabetes doesn’t mean you can’t get a life insurance policy. Diabetes life cover with AllLife includes living benefits that add value while you are living.

Included in your life insurance policy:

Up to R10 million life cover
Up to 10% immediate cash for funeral costs
Claim up to 50% of your life cover if diagnosed with a terminal illness
Immediate cover from the first premium payment

And you get this:

Private ambulance services
Health check reminders
Telephonic medical & trauma support

Designed for individuals previously declined elsewhere.

Get peace of mind knowing your loved ones are financially cared for if you are no longer there.

Get a diabetes life insurance policy quote

HIV Life Insurance

Get a HIV life Insurance policy, today.

AllLife is a pioneer in providing life insurance policies with living benefits for people living with HIV.

What is included?

Up to R10 million life cover
Immediate cash payout of up to 10% for funeral expenses
Get up to 50% of your life insurance if diagnosed with a terminal illness
Immediate cover from your first premium

You also get services you can use immediately:

Private emergency medical transport by ambulance or helicopter
24/7 Medical Advice Helpline
Health check reminders

We believe that living with HIV should not be a barrier to financial protection.

Get a HIV life insurance policy quote

Chronic Life Insurance

Denied a life insurance policy due to a chronic condition?

If you’ve been declined life insurance before due to a chronic medical condition, this policy is for you. Whether you’re living with cancer, a heart condition, hypertension, or any other chronic disease, you can still get life insurance with AllLife.

What you get:

Up to R3 million guaranteed life cover
Cover for a wide range of chronic conditions
No medical test or questions regarding your health
Get premium paybacks should you pass away during the waiting period

This is life cover made simple, regardless of your health.

Get a chronic life insurance policy quote

Healthy? Protect your family with a life insurance policy.

Our life insurance policies with living benefits are designed for anyone in good health who wants to ensure their families will continue to live with dignity when they are no longer there.

What you get:

Up to R10 million life insurance
Claim up to 50% of your life cover if diagnosed with a terminal illness
Immediate payout for funerals costs
Affordable premiums
Flexible cover options
No paper applications
Complete peace of mind

Also included, at no extra cost:

Private Ambulance Services
24/7 Medical Helpline

This is an ideal solution if you have no pre-existing medical conditions and want a comprehensive and affordable life insurance policy.

Get a HIV life Insurance policy, today.

AllLife is a pioneer in providing life insurance policies with living benefits for people living with HIV.

What is included?

Up to R10 million life cover
Immediate cash for funeral costs
Get up to 50% of your life insurance if diagnosed with a terminal illness
Immediate cover from your first premium

You also get services you can use immediately:

Private emergency medical transport by ambulance or helicopter
24/7 Medical Advice Helpline
Health check reminders

We believe that living with HIV should not be a barrier to financial protection

Living with diabetes? You can get life cover!

Living with diabetes doesn’t mean you can’t get a life insurance policy. Diabetes life cover with AllLife includes living benefits, that adds value while you are living.

Included in your life insurance policy:

Up to R10 million life cover
Immediate cash payout for funeral expenses
Claim up to 50% of your life cover if diagnosed with a terminal illness
Immediate cover from first premium payment

And you get this:

Private ambulance services
Health check reminders
Telephonic medical & trauma support

Designed for individuals previously declined elsewhere. Get peace of mind knowing your loved ones are taken care of financially if you are no longer there

Denied a life insurance policy due to a chronic condition?

If you’ve been declined life insurance before due to a chronic medical condition, this policy is for you. Whether you’re living with cancer, a heart condition, hypertension, or any other chronic disease, you can still get life insurance with AllLife.

What you get:

R3 million guaranteed life cover
Cover for a wide range of chronic conditions
No medical test or questions regarding your health
Get premium paybacks should you pass away during the waiting period

This is life cover made simple, regardless of your health.

Choose a life insurance policy that works for you

Life insurance is a financial product that pays out a lump sum of money to your chosen beneficiaries when you pass away. AllLife is committed to making life insurance accessible and inclusive. We do not deny you a life insurance policy based on a diagnosis. Whether you’re perfectly healthy or managing a medical condition, there’s a life insurance solution designed for your needs.

Before you take out a life insurance policy, think about your financial situation. Consider the standard of living you want your family or beneficiaries to maintain. Also think about responsibilities for basic expenses such as funeral costs, home loan repayments, education, and general everyday living. In the event of your passing, your life insurance policy could be the financial lifeline your loved ones rely on.

Get life insurance in a few easy steps:

Step 1

Leave your details and we’ll call you to discuss options.

Step 2

Get a quote and apply for a policy that suits you.

Step 3

Go for medical tests (only if required).

Step 4

Pay the first premium and you are covered!

Let us give you a free quote in minutes

Complete our quote form to get a call from one of our agents and discover Life Cover up to R10 million. Enjoy affordable premiums, immediate cover, and simple underwriting. Don't miss out on securing your future with ease and confidence.

Get Your FREE Quote

Complete the form and we will phone you.

Get up to R70,000 Funeral Cover which includes a double accidental death benefit.

Get quote