Our Life Insurance Policy Solutions

AllLife offers whole, pure-risk life and disability insurance products.Pure-risk means that our products do not include a savings element, and do not offer a surrender value at the end of the term or upon the termination of the policy.
AllLife provides access to life insurance policies for everyone.

Life is unpredictable, but your family’s financial security doesn’t have to be. At AllLife, we believe everyone deserves access to a life insurance policy, regardless of their health status. Whether you’re healthy or living with a chronic condition, we offer life insurance designed to protect the people that matters most.

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Life Insurance

Healthy? Protect your family with a life insurance policy.

Our life insurance policies with living benefits are designed for anyone in good health who wants to ensure their families will continue to live with dignity when they are no longer there.

What you get:

  • Up to R10 million life insurance
  • Claim up to 50% of your life cover if diagnosed with a terminal illness
  • Immediate payout for funerals costs
  • Affordable premiums
  • Flexible cover options
  • No paper applications
  • Complete peace of mind

Also included, at no extra cost:

  • Private Ambulance Services
  • 24/7 Medical Helpline

This is an ideal solution if you have no pre-existing medical conditions and want a comprehensive and affordable life insurance policy.

Diabetes Life Insurance

Living with diabetes? You can get life cover!

Living with diabetes doesn’t mean you can’t get a life insurance policy. Diabetes life cover with AllLife includes living benefits, that adds value while you are living.

Included in your life insurance policy:

  • Up to R10 million life cover 
  • Immediate cash payout for funeral expenses
  • Claim up to 50% of your life cover if diagnosed with a terminal illness
  • Immediate cover from first premium payment 

And you get this:

  • Private ambulance services
  • Health check reminders
  • Telephonic medical & trauma support

Designed for individuals previously declined elsewhere. Get peace of mind knowing your loved ones are taken care of financially if you are no longer there

HIV Life Insurance

Get a HIV life Insurance policy, today.

AllLife is a pioneer in providing life insurance policies with living benefits for people living with HIV.

What is included?

  • Up to R10 million life cover 
  • Immediate cash for funeral costs
  • Get up to 50% of your life insurance if diagnosed with a terminal illness
  • Immediate cover from your first premium 

You also get services you can use immediately:

  • Private emergency medical transport by ambulance or helicopter
  • 24/7 Medical Advice Helpline
  • Health check reminders

We believe that living with HIV should not be a barrier to financial protection

Chronic Condition Life Insurance

Denied a life insurance policy due to a chronic condition?

If you’ve been declined life insurance before due to a chronic medical condition, this policy is for you. Whether you’re living with cancer, a heart condition, hypertension, or any other chronic disease, you can still get life insurance with AllLife.

What you get:

  • R3 million guaranteed life cover 
  • Cover for a wide range of chronic conditions
  • No medical test or questions regarding your health
  • Get premium paybacks should you pass away during the waiting period
This is life cover made simple, regardless of your health.
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Healthy? Protect your family with a life insurance policy.

Our life insurance policies with living benefits are designed for anyone in good health who wants to ensure their families will continue to live with dignity when they are no longer there.

What you get:

  • Up to R10 million life insurance
  • Claim up to 50% of your life cover if diagnosed with a terminal illness
  • Immediate payout for funerals costs
  • Affordable premiums
  • Flexible cover options
  • No paper applications
  • Complete peace of mind

Also included, at no extra cost:

  • Private Ambulance Services
  • 24/7 Medical Helpline

This is an ideal solution if you have no pre-existing medical conditions and want a comprehensive and affordable life insurance policy.

Get a HIV life Insurance policy, today.

AllLife is a pioneer in providing life insurance policies with living benefits for people living with HIV.

What is included?

  • Up to R10 million life cover 
  • Immediate cash for funeral costs
  • Get up to 50% of your life insurance if diagnosed with a terminal illness
  • Immediate cover from your first premium 

You also get services you can use immediately:

  • Private emergency medical transport by ambulance or helicopter
  • 24/7 Medical Advice Helpline
  • Health check reminders

We believe that living with HIV should not be a barrier to financial protection

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Living with diabetes? You can get life cover!

Living with diabetes doesn’t mean you can’t get a life insurance policy. Diabetes life cover with AllLife includes living benefits, that adds value while you are living.

Included in your life insurance policy:

  • Up to R10 million life cover 
  • Immediate cash payout for funeral expenses
  • Claim up to 50% of your life cover if diagnosed with a terminal illness
  • Immediate cover from first premium payment 

And you get this:

  • Private ambulance services
  • Health check reminders
  • Telephonic medical & trauma support

Designed for individuals previously declined elsewhere. Get peace of mind knowing your loved ones are taken care of financially if you are no longer there

Denied a life insurance policy due to a chronic condition?

If you’ve been declined life insurance before due to a chronic medical condition, this policy is for you. Whether you’re living with cancer, a heart condition, hypertension, or any other chronic disease, you can still get life insurance with AllLife.

What you get:

  • R3 million guaranteed life cover 
  • Cover for a wide range of chronic conditions
  • No medical test or questions regarding your health
  • Get premium paybacks should you pass away during the waiting period
This is life cover made simple, regardless of your health.
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Choose a life insurance policy that works for you

Life insurance is a financial product that pays out a lump sum of money to your chosen beneficiaries when you pass away. AllLife is committed to making life insurance accessible, inclusive, and we do not deny you a life insurance policy purely on a diagnosis. Whether you’re perfectly healthy or managing a medical condition, there’s a life insurance solution designed for you.

Before purchasing a life insurance policy, it’s wise to consult your financial advisor and review your financial situation. Discuss the standard of living you want your family or beneficiaries to maintain and consider who will cover key expenses such as funeral costs, home loan repayments, education, and everyday living expenses. In the event of your passing, your life insurance policy could be the financial lifeline your loved ones rely on.

Get life insurance in a few easy steps:

Step 1

Leave your details and we’ll call you to discuss options.

Step 2

Get a quote and apply for a policy that suits you.

Step 3

Go for medical tests (only if required).

Step 4

Pay the first premium and you and your loved ones are covered!

Let us give you a free quote in minutes


Complete our quote form to get a call from one of our agents and discover Life Cover up to R10 million. Enjoy affordable premiums, immediate cover, and simple underwriting. Don't miss out on securing your future with ease and confidence.

Get Your FREE Quote

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Our Solutions

AllLife offers Life and Disability Insurance products that gives you reliable Life Cover with flexible options, and financial protection for your loved ones.

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HIV Life Insurance

Get up to R10 million cover. Cover options start at R120,000 and lasts for the rest of your life.
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Diabetes Life Insurance

Affordable cover up to R10 million with tailored health support for people living with diabetes
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Chronic Life Cover

You can get up to R3 million Life Cover with our AllLife Chronic Life Plan, regardless of your health.
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Standard Life Cover

Get up to R10 million cover, with affordable premiums and unlimited beneficiaries.
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Funeral Cover

Get up to R70,000 Funeral Cover which includes a double accidental death benefit.