Get up to
R10 Million
HIV Life Insurance.

HIV Life Insurance is specialised life cover created specifically for people living with HIV, brought to you by AllLife.

It provides up to R10 million life insurance to financially protect your family should you pass away. It offers you peace of mind, knowing that your policy supports you and your family while you are alive and that your family will be able to live with dignity and continue the lifestyle you have given them.

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Get Your FREE Quote

Complete the form and we will phone you.

Terms and conditions apply

Get up to R10 Million

HIV Life Insurance.

HIV Life Insurance is comprehensive life insurance coverage designed specifically for individuals living with HIV. We provide financial protection ensuring you and your loved ones are supported no matter what life brings.

Join the company that was the first to bring Life and Disability cover to people living with HIV.

Life Cover options start at R120,000, and your insurance lasts for the rest of your life.

Your cover starts from the first day your premium is paid, and, for a little extra, you can choose to add cover if you’re disabled or unable to work. Access to money when you need it most.

Enjoy the benefits of having your own team of health professionals on standby to support and guide you to live your best life.

Image

Get Your FREE Quote

Complete the form and we will phone you.

Terms and conditions apply

Image

Get up to R10 Million

HIV Life Insurance.

HIV Life Insurance is comprehensive life insurance coverage designed specifically for individuals living with HIV. We provide financial protection ensuring you and your loved ones are supported no matter what life brings.

Join the company that was the first to bring Life and Disability cover to people living with HIV.

Life Cover options start at R120,000, and your insurance lasts for the rest of your life.

Your cover starts from the first day your premium is paid, and, for a little extra, you can choose to add cover if you’re disabled or unable to work. Access to money when you need it most.

Enjoy the benefits of having your own team of health professionals on standby to support and guide you to live your best life.

Image

Get Your FREE Quote

Complete the form and we will phone you.

Terms and conditions apply

Image

Get up to R10 Million
HIV Life Insurance.

Image

HIV Life Insurance is comprehensive life insurance coverage designed specifically for individuals living with HIV. We provide financial protection ensuring you and your loved ones are supported no matter what life brings.

Join the company that was the first to bring Life and Disability cover to people living with HIV.

Life Cover options start at R120,000, and your insurance lasts for the rest of your life.

Your cover starts from the first day your premium is paid, and, for a little extra, you can choose to add cover if you’re disabled or unable to work. Access to money when you need it most.

Enjoy the benefits of having your own team of health professionals on standby to support and guide you to live your best life.

Get Your FREE Quote

Complete the form and we will phone you.

Terms and conditions apply

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Protect what matters most.

You can apply for affordable HIV Life Insurance if you:

  • Are HIV positive and have financial dependents
  • Want up to R10 million life cover
  • Need an immediate payout for funeral expenses
  • Require a payout in the event of terminal illness

In addition, AllLife has arranged these services for you:

  • Private emergency ambulance services
  • A 24/7 medical and trauma helpline
  • Regular health-check reminders

What does HIV life insurance cover?

Your HIV life policy will pay out a lump sum when you pass away. This money can be used to cover expenses such as:

  • Funeral costs
  • Outstanding debt
  • Monthly bills
  • Household expenses
  • School or university fees
  • Ongoing income replacement

With life cover from R120,000 up to R10 million, your life insurance policy is designed to protect you for life.

But it offers more than just a payout.

With HIV life insurance, you gain access to valuable living benefits while your policy is active, giving you and your family support when you need it. It is an all-in-one life cover solution designed to secure your loved ones’ financial future while supporting you along the way

Just diagnosed

Your HIV life insurance includes all this

With AllLife, you get accessible, affordable life insurance tailored for people living with HIV, offering financial support to your loved ones should something happen to you. It also offers benefits while you are living, because why should your HIV life insurance policy only have value when you pass away?

Choose HIV life cover that gives you real value.

Cover Financial Needs
Up to R10 million life cover, including an immediate payout for funeral costs.
Terminal Illness Funds
Claim up to 50% of your life cover if you become terminally ill, easing financial worries.
Optional Disability Benefits
Claim funds if you become disabled or can no longer work.
Cover Financial Needs
Up to R10 million life cover, including an immediate payout for funeral costs.
Terminal Illness Funds
Claim up to 50% of your life cover if you become terminally ill, easing financial worries.
Optional Disability Benefits
Claim funds if you become disabled or can no longer work.

But you also get more with these services, arranged by AllLife, which you can use right now.

Private Ambulance
Get to hospital during emergencies by private ambulance or helicopter.
24/7 Medical Helpline
Medical and trauma support helpline with quick, professional advice.
Health Monitoring
Get regular check-up reminders to stay on top of your health.
Private Ambulance
Get to hospital during emergencies by private ambulance or helicopter.
24/7 Medical Helpline
Medical and trauma support helpline with quick, professional advice.
Health Monitoring
Get regular check-up reminders to stay on top of your health.

Key benefits of HIV Life Insurance

  • Immediate Cover: No waiting period—life cover starts from your first payment. 

  • Lifetime Coverage: Stay protected for life, provided premiums are up to date. 

  • Financial Security: A lump sum payout to your beneficiaries in the event of death. 

  • Policy Flexibility: Miss up to five consecutive premium payments while staying covered.

  • Optional Disability Cover: Payout for occupational disability or work-related impairments. 

  • Seamless Claims Process: Hassle-free payouts directly to your SA bank account. 

  • Life Insurance for People with HIV: Comprehensive policies that cater to your specific health needs and lifestyle. 
  • Life Insurance for HIV Positive Individuals: Accessible coverage designed with empathy, ensuring peace of mind for you and your family.

At AllLife, we believe everyone deserves access to life insurance. Our diabetes life insurance solutions are built with care, providing inclusive and reliable protection tailored to your needs.

What happens once I’m covered?

Your journey with AllLife starts with real value by offering you medical services such as a medical advice hotline with a team of medical professionals ready to support you and private ambulance services should you or your family ever need it. You’ll also benefit from our Health Programme that keeps you on track with important tests and check-ups

Your HIV Life Insurance give you peace of mind that when the time comes, not only will your loved ones get a lump sum payout, but they also get an immediate cash payout to help cover funeral costs.

Living with HIV

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Resources

Here are articles designed to help you understand your diagnosis and live a healthy life.

Just diagnosed

Articles designed to provide you with all the essential information and support you need.

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Living with HIV

Articles designed to help you live a healthy life. Read our articles below on living with HIV.

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HIV Facts

What is HIV (Human Immunodeficiency Virus) and AIDS?

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Teboho he called me today regarding my policy We discussed about updating my policy and he was nice and humble to me and discussed about my result,I will forever be Alllife policy holder Thanks again 🙏🏽

Thandi

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I got professional help and time I needed with every expansion from Lungile Masuku. Thank you so much for the time and help. Keep it up and help other as well.

Rose-Anne

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Very informative and good customer service

Philisiwe

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Am truly satisfied with the level of service I received from Nokuthula Gumede. Engagement was very informative and clear.

Lydia K

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I was assisted by Alice Zungu, the service was very good and I understood the consultant. Very patient, good listening, and very patient with me. 10/10

Seemole M

    Get Your Free Quote in Minutes

    Fill out our quote form to receive a call from one of our agents and discover Life Cover up to R10 million. Enjoy affordable premiums, immediate coverage, and a simple, supportive process designed just for you. Secure your future today with confidence and peace of mind.

    Get Your FREE Quote

    Complete the form and we will phone you.

    Terms and conditions apply

    Everything you need to know about HIV life insurance

    Life insurance should not be hard to understand. We help, by breaking down all the details. AllLife have compiled a document explaining the Terms and Conditions for our HIV life insurance product. Download the PDF for full information on your HIV life insurance policy.

    Download HIV Life T&C's